Which happens next?

You chose to say no.

Zac takes this as an invitation to kiss you. His lip meet yours and you can't help but kiss back. You just lie there for a few moments, lip locked, and then he starts clawing at your clothes. You have a feeling that this is what Isaac was trying to warn you about.

Is this going a little too fast for you? Maybe you should stop right now before this goes too far. On the other hand he is a really good kisser, it might be kinda fun to continue.